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Remember, don’t hesitate to ask your bank or credit union to give you a better deal if they want to keep your business.
For example, you can use money from your IRA interest-free for 60 days.
Once you’ve chosen a debt consolidation method, it’s a good idea to keep the total cost as low as possible.
Try not to take the maximum amount of time possible to pay off your new loan, and come up with a plan to One of the easiest ways to consolidate your credit card debts is to call your current card issuers and ask for a better deal.
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