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It also offers top-notch customer service, and its costs and fees are well in line with industry standards.
In order to determine if consolidating your credit cards makes sense for your situation, ask yourself the following questions: If you answered yes to all or most of these questions, then consolidating may be a smart choice for you.As a not-for-profit credit union, Affinity is able to do things a little differently.Our member-owned, financial cooperative model allows us to truly focus on the best interest of our members, as we're not driven by simply inflating the bottom line to please stockholders. Using your home or a personal loan, you can avoid high interest rates through credit card consolidation.Below are the options for this: If you choose to use your home equity for credit card consolidation, be sure you understand the risks.
Consolidating multiple loans means you'll have a single payment each month for that combined debt but it may not reduce or pay your debt off sooner.