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Should I refinance my student loans with fixed or variable interest rates? How do I consolidate or refinance my student loans? How much can I save by refinancing my student loans?
Student loan refinancing: Refinancing is when a student loan lender buys out your existing loans, and gives you a single new loan with a potentially lower interest rate.
They have an "A " rating with the Better Business Bureau, are members of the American Fair Credit Council, and all of their Debt Arbitrators are accredited through the International Association of Professional Debt Arbitrators.Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt.This can result in lower interest rates, and, in some cases, dramatically reduced monthly loan payments.Variable rates can either work for you or against you.During tough economic times, the Federal Reserve and other central banks can lower interest rates.