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The Fair Housing Act (FHA), part of the Civil Rights Act of 1968, prohibits discrimination on the basis of race, color, national origin, religion, sex, familial status or disability. However, you will not want either the landlord or potential renters knocking on your door at all hours of the day or night. The Fair Housing Act Federal law protects renters against certain forms of discrimination. For instance, your landlord will most likely try to rent to someone else when you decide to move out.A , on the other hand, may include not only credit information but such things as employment and criminal history, entries on sex offender or other public databases, driving records, and more.A tenant report may also include information gathered from personal interviews with your neighbors, former landlords, or associates. §1681 et seq.) In addition, you have the right to receive a copy of your report and to dispute inaccurate information.
A sample credit report is available from Experian, one of the three national credit bureaus. However, Experian advises that late payments may be revealed if the landlord refers the matter to a collection agency or if a civil court action, the first step toward eviction, is filed against you. It will not, according to national credit bureau Experian.
The three national bureaus each offer a variety of tenant screening products.
For example, Trans Union offers a product called Smart Move, an online tool with input by consumers and independent landlords. Code § 1950.6) As of 2013, you may have to pay up to .50 for the landlord’s screening.
As discussed in depth in prospective landlords may conduct more extensive checks that reveal information about your character, general reputation, personal characteristics or mode of living.
Therefore, a potential landlord may learn of your eviction from a prior residence when a consumer reporting agency contacts references or previous landlords.
Equifax offers customized, web-based tenant screening that verifies consumer identity, credit worthiness, criminal history, rental history, and employment background. Large companies that offer tenant screening anywhere in the country include: Lexis Nexis Screening Solutions, and Safe Rent, an arm of Core Logic, which, among other features, has a national database of landlord-tenant court records. However, many different companies are in the business of tenant screening.